Please help me with my college list

I have a 3.97 unweighted GPA on a 4.0 scale, and my weighted GPA is 3.9 as well because I didn\’t take any AP or honor classes. Although this year (my senior year) I\’m taking three AP classes. My SAT score is 1250 (I\’m taking it again in November), and my SAT essay score is 6-5-6. I\’m thinking about taking Psychology as a major.  I live in NJ. My family\’s annual income is 100,000+ but we can\’t really afford much money. I want to go out of state. So, can you please suggest me schools that are affordable for out of state students? Current college list: NYU (IK, Expensive) University of Pittsburgh  Rutgers Uni (Instate) Uni at Buffalo James Madison Uni UIUC Uni of Washington, Seattle (I think I\’ll remove this from my list)   What do you think about this list? Do you think I should remove some? Can you please suggest me a financial safety school? Thank you so much.